Spending on Food has been a big challenge for those who work and dine in bars and restaurants around town. An average of 40% is estimated with monthly food expenditures. The amount that the worker receives in his Meal Ticket does not cover daily expenses and often does not arrive until the end of the month.

A worker's expense

The dish made in the central region of Sao Paulo, known to many workers, costs an average of R$16.00, and the meal ticket has the average value of R$18.00 a day. It is impossible to buy a drink or dessert and keep the budget balanced.

According to the Association of Meal and Food Companies Worker's Agreement (Assert Brasil), the worker spends an average of R$ 32.94 per day in a complete meal (including drink and dessert).

A good suggestion to control spending is to bring kettles with salads and grills, or even snacks with accompanying fruits to work for a few days of the month (or every day of the month). It requires more work and discipline, but it is justified. The reduction of the expenses arrives to be more than 60%, besides you even manipulate your meal and mount to your liking. If you think about values, it is possible to save more than R$10 per day, by taking only the kettle ready for work. At the end of the month, in 22 business days of work are $220.00 of savings - $2,640 in a year.

Maybe that year end on the beach is not that far away. Just direct your spending and know where your money is going.

A good habit

Another good habit to acquire is to introduce healthy fruits and snacks to the meal interval. When setting up your kettle at home, you can use more vegetable choices, make your own salad dressing, and even bring dessert like yogurts and chopped fruit into small portions.

Natural teas and juices can also be made at home and with proper transportation which makes the meal more complete and enjoyable. In the market, there are several thermal bags that are very beautiful and compact to properly transport your meals.

It also helps to leave the use of food voucher for leisure tours. Economists point out that uncontrolled family outings can have negative effects on the monthly budget.

However, you can organize events at home, with the option that each family member bring a dish and their drink preferably, taking advantage of the fraternization and different dishes options.

Small daily adjustments in your financial habits can help you keep your accounts current and maybe even save for a larger project.