If you are a federal employee you may have Martin Luther King Day off, but for some people across the United States, Monday is a normal work day. Many businesses and even some banks will be open on the federal holiday, but most government offices, schools, the stock market, the U.S. post office, and public libraries will be closed on January 16.

Whether you are trying to plan your errands around what's open and what's closed on MLK Day or you are waiting for UPS or FedEx to deliver an important package, here's the latest information on holiday hours for malls, big-box retail stores, restaurants, the stock market, grocery stores, and government offices such as the post office and social security.

What's closed Monday?

  • U.S. Postal Service – There is no mail delivery other than Priority Mail Express and some Amazon packages. All post office branches will be closed on Monday.
  • Banks — According to The Holiday Schedule, most banks will be closed on with the exception of TD Bank and some in-store bank branch offices.
  • Government Offices — Expect to find the IRS, Social Security, and other government, state, and local offices closed.
  • Stock Market — According to Market Watch, the NYSE and Nasdaq will both be closed on MLK Day.
  • Courthouses — Federal, state, and municipal courthouses will be closed on January 16.

What's open Monday?

  • UPS and FedEx — Both companies will be making deliveries on Monday.
  • Retail Stores — Most retail stores including Walmart, Target, JCPenny, Sears, Costco, Macy's, Best Buy, and mall stores like American Eagle, Pink, and GAP will be open for business on January 16.
  • Grocery Stores — Most supermarkets will be open but call ahead for holiday hours.
  • Restaurants — Chain restaurants including Olive Garden, Red Robin, Outback Steakhouse, and other popular eateries will be open. Expect most fast-food chains like McDonald's, Taco Bell, Burger King, and Wendy's top open as well.
  • Movie Theaters — If you have Monday off and want to spend part of your day at the movies, you're in luck — most theaters including Showcase, Regal, and AMC will be open.

And don't forget, you can use your day off to help others by taking part in a local MLK Day of Service volunteer opportunity.