Whether you are a college student or just a young adult trying to make it in the world, everyone wants to save money, and even make a little cash. When starting out as an adult, things can often be uncertain. You may have questions such as “How am I going to be able to afford my rent?” “How am I going to afford doing the things I love?” But don’t worry, these are common questions that everyone asks when starting out fresh.
There is good news, with the know-how, you can learn to budget and save on things you need to buy, while having the money to do the hobbies that you love.
With these tips, you can learn how to have financial success even as a young adult.
Amazon Prime and Amazon Prime Student
If you are a college student who needs books and other academic materials, you might want to look into Amazon Prime Student. They offer special discounts on textbooks and provide you the best of Amazon Prime.
For those who aren't a student, you can still get Amazon Prime for $11 a month which offers thousands of free movies to stream, Kindle deals, special discounts, and free two-day shipping. Amazon Prime offers tons of perks and with the discounts and free shipping, you'll save tons.
E-Bates and Honey
E-bates is a website where you can shop for all your favorite items at your favorite online stores while earning cashback and rebates on all your purchases.
You get a 10$ bonus for just signing up and then can look up anywhere from travel deals to stores such as Walmart. They offer up to 40% cash back at times. They have an extension that you can download that automatically find and apply discounts as you search the web for what you are looking for.
Much like E-bates, you can download Honey as a browser add-on and use it to find and apply discounts without the bonus of getting cash back.
Depending on which you prefer, these two companies provide some of the best ways to earn money while you do everyday shopping. On Honey, rather than straight up cash, you earn coins. They give you a 10 coins bonus just for signing up which is equal to about 5$.
Online jobs
No matter what field you are majoring in or specialize in, you can find many job boards out there where you can offer your services remotely.
As a writer, one of my favorite freelance boards is Freelancer.com. Freelancer offers a one-month free trial of premium membership and lets you choose from whatever field suits you best. The job offers range from 2$ to over $5000 and if you do good business with a person, they will sometimes hire you as a long-term partner.
There are also other sites such as the iWrite board and BlogMutt if you like to write. There are also microjobs like Amazon MTurk and microworkers.com which is where you can earn quick cash for just doing short tasks.
For the music lovers, there are sites such as MusicXfinity and Slice the Pie where you can make money on just by listening and reviewing great music.
Lyft and Uber
Many people have heard of Lyft and Uber before through television or online. They offer rideshare services much like those of a taxi. Lyft and Uber are great for when you need a ride home at 4am after partying a little too much. Lyft has partnered with Budweiser to offer designated driving services making the roads a safer place.
If you have some free time and want to make a large amount of money, you can sign up as a driver for Lyft. You can work whatever hours that you want, whenever you want, and make money for whatever suits your needs. The gold mine in this idea is that if you live in a rural area, you could be the first Lyft driver in the area. By proper social media marketing, you could make lots of money by promoting your services.
Budgeting
One of the most important aspects of adulthood is creating a budget. For many people this used to be a time-consuming, tedious task. Now, you can get apps for Android and Apple phones that allows a computer program to budget for you. You can see where you are spending the most money and what you can do to correct it.
The main app that comes to mind is Mint, Mint is a part of the Intuit family and is one of the most complete budgeting apps on the market right now. Mint shows you where you are spending the most money, keeps track of your purchases and your bank account. It also provides analytics, and offers ideas on how to save up money for the things you need most.
On the right track
With these tips, you can get on the right path to financial success no matter what your age, profession, or whether you are a college student or just a young adult trying to find their place in the world. Being financially responsible is the most important thing that you can learn.