Welcome to the real world, college graduates. Now that you have a job (or maybe not), it's time to figure out how you're going to pay for all your bills and manage money. This is crucial, and should not be ignored by anybody who has recently graduated, as nobody wants to retire with massive debt and issues. The way you pay can help, and in this article, I'm going to take a look at a few of the best Credit Cards for college graduates.
1. PayPal Mastercard.
Did you know that PayPal has a Credit Card? Neither did I, until I received an E-mail about one.
Because I use PayPal regularly, the site probably decided to extend the offer for a credit card as part of a promotion to me. Usually I ignore E-mails about credit cards, because I already have a few, but the offer intrigued me. PayPal gives you 2% cash back on all purchases, which is one of the best offers out there.
In addition, the bills from the PayPal credit card go to a separate account, and do not immediately come out of a PayPal balance. That makes it easy to see all expenses in one place and pay all expenses in one place as well. Tracking these payments is a key part of money management, and PayPal allows you to both earn cash and keep track of expenses easily.
2. Chase Freedom.
After your first $500 is spent with this card within 30 days, you will receive $150 for your efforts.
There's no other card out there quite like that, and it's a really good bonus to start with, and it's easy to earn. Past that initial promotion, you'll also receive 1.5% cash back on all purchases made. It's not as good as PayPal, but it's still a solid amount of cash to earn on all purchases. And if you have a Chase account, chances are that you'll approved for a card.
3. Jet Blue Credit Card.
Want to travel? It's kind of hard to even think about when you look at the prices of airlines these days. That's why it's important to start using a credit card that rewards you with miles, like Jet Blue's. You might not get the cash back that you would receive from a PayPal or Chase Freedom card, but you will be rewarded with those miles.
In turn, you can use those miles to fly to foreign countries and explore new cultures. This isn't a specific recommendation for Jet Blue's card, although I do have it, it is a recommendation for a card that gives you points for miles.
There's no reason to pay cash in an electronic world. It's not necessary, and you don't receive anything in return for paying cash. Instead, use one of these cards and reap the benefits.
